/* ===== PANKAJ OVERSEAS - Main Stylesheet ===== */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500;1,600;1,700&family=Inter:wght@100;200;300;400;500;600;700;800;900&display=swap');

:root {
  --navy: #1B365D;
  --accent: #2A4B7C;
  --light: #F4F7FA;
  --white: #ffffff;
  --slate-100: #f1f5f9;
  --slate-200: #e2e8f0;
  --slate-400: #94a3b8;
  --slate-500: #64748b;
  --slate-600: #475569;
  --slate-900: #0f172a;
  --emerald: #10b981;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--slate-900);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

h1, h2, h3, h4, h5, h6 { font-family: 'Playfair Display', serif; }

img { max-width: 100%; height: auto; display: block; }

a { text-decoration: none; color: inherit; }

/* ===== LAYOUT ===== */
.container { width: 100%; max-width: 1280px; margin: 0 auto; padding: 0 3rem; }
@media (max-width: 768px) { .container { padding: 0 1.5rem; } }

main { flex: 1; }

hr.divider { border: none; border-top: 1px solid var(--slate-100); }

/* ===== TYPOGRAPHY UTILS ===== */
.eyebrow {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 0.8125rem; /* Increased from 0.625rem by 3px */
  font-weight: 700;
  letter-spacing: 0.4em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 1rem;
}

.section-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2.5rem, 5vw, 3.75rem);
  font-weight: 500;
  color: var(--navy);
  margin-bottom: 2rem;
  line-height: 1.1;
}

/* ===== BUTTONS ===== */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 2rem;
  background: var(--navy);
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.625rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: background 0.3s ease;
  text-decoration: none;
}
.btn-primary:hover { background: var(--accent); }

.btn-light {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 2rem;
  background: var(--white);
  color: var(--navy);
  font-family: 'Inter', sans-serif;
  font-size: 0.625rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: background 0.3s ease, color 0.3s ease;
  text-decoration: none;
}
.btn-light:hover { background: var(--light); }

/* ===== NAVBAR ===== */
#navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(8px);
  padding: 1.25rem 0;
  transition: all 0.5s ease;
  border-bottom: 1px solid transparent;
}
#navbar.scrolled {
  padding: 0.75rem 0;
  box-shadow: 0 2px 20px rgba(0,0,0,0.08);
  border-bottom-color: var(--slate-100);
}
.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-brand {
  display: flex;
  align-items: center;
  gap: 1rem;
  text-decoration: none;
}
.nav-logo-circle {
  width: 3rem; height: 3rem;
  border-radius: 50%;
  border: 2px solid var(--navy);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.nav-logo-circle span {
  font-family: 'Playfair Display', serif;
  font-style: italic;
  color: var(--navy);
  font-size: 1.8rem;
  line-height: 1;
  margin-top: -0.5rem;
  margin-right: -0.15rem;
}
.nav-brand-text { display: flex; flex-direction: column; }
.nav-brand-name {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--navy);
  font-size: 1.25rem;
  line-height: 1;
}
.nav-brand-sub {
  font-family: 'Inter', sans-serif;
  font-size: 0.5rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--navy);
  opacity: 0.7;
  margin-top: 0.1rem;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 2rem;
  list-style: none;
}
.nav-link {
  font-family: 'Inter', sans-serif;
  font-size: 0.6875rem;
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--slate-600);
  text-decoration: none;
  position: relative;
  padding: 0.25rem 0;
  transition: color 0.3s;
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 1px;
  background: var(--navy);
  transition: width 0.3s;
}
.nav-link:hover, .nav-link.active { color: var(--navy); font-weight: 700; }
.nav-link:hover::after, .nav-link.active::after { width: 100%; }

/* Mobile nav */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.25rem;
  color: var(--navy);
}
.nav-toggle svg { display: block; }
.mobile-menu {
  display: none;
  position: absolute;
  top: 100%; left: 0;
  width: 100%;
  background: var(--white);
  border-top: 1px solid var(--slate-100);
  box-shadow: 0 8px 30px rgba(0,0,0,0.1);
  overflow: hidden;
  max-height: 0;
  transition: max-height 0.4s ease, opacity 0.3s ease;
  opacity: 0;
}
.mobile-menu.open { max-height: 400px; opacity: 1; }
.mobile-menu ul { list-style: none; padding: 2rem; display: flex; flex-direction: column; gap: 1.5rem; }
.mobile-menu a {
  font-family: 'Playfair Display', serif;
  font-size: 1.25rem;
  color: var(--slate-600);
  text-decoration: none;
  transition: all 0.3s;
}
.mobile-menu a:hover, .mobile-menu a.active { color: var(--navy); font-weight: 700; padding-left: 0.5rem; }

@media (max-width: 1024px) {
  .nav-links { display: none; }
  .nav-toggle { display: flex; }
  .mobile-menu { display: block; }
}

/* ===== FOOTER ===== */
footer {
  background: var(--navy);
  color: var(--white);
  padding: 3rem 0 2rem;
}
.footer-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; margin-bottom: 2.5rem; }
@media (max-width: 768px) { .footer-grid { grid-template-columns: 1fr; gap: 2rem; } }
.footer-brand { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 1.5rem; }
.footer-logo-circle {
  width: 2.5rem; height: 2.5rem;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.5);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.footer-logo-circle span {
  font-family: 'Playfair Display', serif;
  font-style: italic;
  color: var(--white);
  font-size: 1.5rem;
  line-height: 1;
  margin-top: -0.5rem;
  margin-right: -0.15rem;
}
.footer-brand-text { display: flex; flex-direction: column; }
.footer-brand-name { font-family: 'Playfair Display', serif; font-weight: 700; font-size: 1.375rem; line-height: 1; }
.footer-brand-sub { font-size: 0.625rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; opacity: 0.5; margin-top: 0.1rem; }
.footer-desc { color: rgba(219,234,254,0.6); font-size: 1.1rem; line-height: 1.6; max-width: 18rem; }
.footer-contact-title { font-family: 'Playfair Display', serif; font-size: 1.375rem; font-weight: 700; margin-bottom: 1.5rem; }
.footer-contacts { list-style: none; display: flex; flex-direction: column; gap: 1rem; }
.footer-contacts li { display: flex; align-items: flex-start; gap: 0.75rem; }
.footer-contacts svg { color: var(--white); flex-shrink: 0; margin-top: 0.125rem; }
.footer-contacts a, .footer-contacts span { color: rgba(219,234,254,0.6); font-size: 0.9375rem; line-height: 1.5; transition: color 0.3s; }
.footer-contacts a:hover { color: var(--white); }
.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.1);
  display: flex;
  justify-content: center;
  align-items: center;
  font-size: 0.75rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: #6b7280;
}

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 70vh;
  display: flex;
  align-items: center;
  padding: 8rem 0 4rem;
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-bg img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(27,54,93,0.55);
}
.hero-content {
  position: relative;
  z-index: 10;
  color: var(--white);
  animation: fadeUp 0.8s ease forwards;
}
.hero-eyebrow {
  display: block;
  font-family: 'Inter', sans-serif;
  font-size: 0.8125rem; /* Increased from 0.625rem by 3px */
  font-weight: 700;
  letter-spacing: 0.4em;
  text-transform: uppercase;
  color: rgba(191,219,254,0.9);
  margin-bottom: 1rem;
}
.hero-title {
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 2rem;
  max-width: 50rem;
}
.hero-title em { font-weight: 400; font-style: italic; }
.hero-desc {
  font-size: 1.125rem;
  font-weight: 300;
  max-width: 35rem;
  margin-bottom: 2.5rem;
  opacity: 0.9;
  line-height: 1.7;
}

/* ===== STATS ===== */
.stats-section { padding: 6rem 0; background: var(--light); }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 3rem;
}
@media (max-width: 768px) { .stats-grid { grid-template-columns: 1fr 1fr; gap: 2rem; } }
.stat-item {
  text-align: center;
  border-right: 1px solid var(--slate-200);
}
.stat-item:last-child { border-right: none; }
@media (max-width: 768px) {
  .stat-item:nth-child(2) { border-right: none; }
  .stat-item:nth-child(3) { border-right: 1px solid var(--slate-200); }
  .stat-item:nth-child(4) { border-right: none; }
}
.stat-value {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
  white-space: nowrap;
}
.stat-label {
  font-family: 'Inter', sans-serif;
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--slate-500);
  white-space: nowrap;
}

/* ===== SECTIONS ===== */
.section { padding: 6rem 0; }
.section-light { background: var(--light); }
.section-white { background: var(--white); }

.section-header { text-align: center; max-width: 48rem; margin: 0 auto 5rem; }
.section-header p { color: var(--slate-600); line-height: 1.7; }

/* ===== TWO-COL GRID ===== */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}
@media (max-width: 1024px) { .two-col { grid-template-columns: 1fr; gap: 3rem; } }
.two-col.reverse .col-text { order: 2; }
.two-col.reverse .col-image { order: 1; }
@media (max-width: 1024px) {
  .two-col.reverse .col-text { order: 1; }
  .two-col.reverse .col-image { order: 2; }
}

/* ===== EXPORT BARS ===== */
.export-block {
  background: var(--light);
  padding: 2rem;
  border: 1px solid var(--slate-100);
  border-radius: 2px;
  margin-top: 2rem;
}
.export-block h3 {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  color: var(--navy);
  font-size: 1.1rem;
  margin-bottom: 1.5rem;
}
.export-bars { display: flex; flex-direction: column; gap: 1rem; }
.export-bar-row { display: flex; flex-direction: column; gap: 0.25rem; }
.export-bar-label {
  display: flex;
  justify-content: space-between;
  font-family: 'Inter', sans-serif;
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--slate-900);
}
.export-bar-track {
  width: 100%;
  height: 6px;
  background: var(--slate-200);
  border-radius: 999px;
  overflow: hidden;
}
.export-bar-fill {
  height: 100%;
  border-radius: 999px;
  width: 0;
  transition: width 1.2s cubic-bezier(0.33,1,0.68,1);
}
.bar-usa { background: #1e40af; }
.bar-uk { background: #b91c1c; }
.bar-pt { background: #15803d; }
.bar-other { background: var(--slate-400); }

/* ===== QUALITY CARDS ===== */
.cards-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
@media (max-width: 1024px) { .cards-3 { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .cards-3 { grid-template-columns: 1fr; } }

.quality-card {
  padding: 2.5rem;
  background: var(--white);
  border: 1px solid var(--slate-100);
  display: flex; flex-direction: column; align-items: center; text-align: center;
  transition: box-shadow 0.3s;
}
.quality-card:hover { box-shadow: 0 10px 40px rgba(0,0,0,0.08); }
.quality-card-num {
  width: 4rem; height: 4rem;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif;
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
}
.quality-card h4 { font-size: 1.25rem; color: var(--navy); margin-bottom: 1rem; }
.quality-card p { font-size: 0.875rem; color: var(--slate-500); line-height: 1.7; }

/* ===== CLIENTS GRID ===== */
.clients-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
@media (max-width: 1024px) { .clients-grid { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 640px) { .clients-grid { grid-template-columns: 1fr 1fr; } }

.client-card {
  position: relative;
  height: 6rem;
  display: flex; align-items: center; justify-content: center;
  border: 1px solid var(--slate-100);
  border-radius: 0.5rem;
  box-shadow: 0 1px 4px rgba(0,0,0,0.05);
  overflow: hidden;
  cursor: default;
  transition: background 0.3s;
}
.client-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 0; height: 2px;
  background: var(--navy);
  transition: width 0.5s ease;
}
.client-card:hover { background: var(--light); }
.client-card:hover::after { width: 100%; }
.client-card:hover span { color: var(--navy); }
.client-card span {
  font-size: 1rem;
  color: var(--slate-400);
  text-align: center;
  padding: 0.5rem;
  transition: color 0.3s;
}

/* ===== PRODUCT CATEGORIES ===== */
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
@media (max-width: 1024px) { .products-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .products-grid { grid-template-columns: 1fr; } }

.product-card {
  position: relative;
  height: 450px;
  overflow: hidden;
  border: 1px solid var(--slate-200);
  background: var(--white);
}
.product-card img {
  width: 100%; height: 100%;
  object-fit: contain;
  transition: transform 0.7s ease;
}
.product-card:hover img { transform: scale(1.05); }
.product-card-overlay {
  position: absolute; inset: 0;
  background: rgba(27,54,93,0.45);
  opacity: 0;
  display: flex; align-items: center; justify-content: center;
  padding: 2rem; text-align: center;
  transition: opacity 0.5s ease;
}
.product-card:hover .product-card-overlay { opacity: 1; }
.product-card-overlay p { color: var(--white); font-size: 0.875rem; font-weight: 500; line-height: 1.6; }
.product-card-label {
  position: absolute;
  bottom: 0; left: 0;
  width: 100%;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(4px);
  border-top: 1px solid var(--slate-100);
  padding: 1.25rem 1.5rem;
}
.product-card-label h3 { font-family: 'Playfair Display', serif; font-size: 1.25rem; color: var(--navy); font-weight: 700; }

/* ===== PROCESS ===== */
.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 3rem 4rem;
  margin-bottom: 5rem;
}
@media (max-width: 1024px) { .process-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .process-grid { grid-template-columns: 1fr; } }

.process-item { position: relative; }
.process-num {
  font-family: 'Playfair Display', serif;
  font-size: 4rem;
  color: rgba(27,54,93,0.06);
  position: absolute;
  top: -2rem; left: -1rem;
  line-height: 1;
  transition: color 0.3s;
  pointer-events: none;
}
.process-item:hover .process-num { color: rgba(27,54,93,0.12); }
.process-content { position: relative; z-index: 1; }
.process-content h4 { font-size: 1.25rem; color: var(--navy); margin-bottom: 1rem; }
.process-content p { font-size: 0.875rem; color: var(--slate-500); line-height: 1.7; }

.timeline-cta {
  background: var(--light);
  border: 1px solid var(--slate-100);
  padding: 2.5rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
}
.timeline-cta-left { display: flex; align-items: center; gap: 1.5rem; }
.timeline-cta-left svg { color: var(--navy); flex-shrink: 0; }
.timeline-cta-left h5 { font-family: 'Playfair Display', serif; font-size: 1.125rem; color: var(--navy); margin-bottom: 0.25rem; }
.timeline-cta-left p { font-size: 0.875rem; color: var(--slate-500); }

/* ===== CAPABILITIES TABS ===== */
.tabs-wrap {
  background: var(--white);
  padding: 1rem;
  border-radius: 0.75rem;
  border: 1px solid var(--slate-100);
  box-shadow: 0 1px 8px rgba(0,0,0,0.05);
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 3rem;
  justify-content: center;
}
.tab-btn {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.65rem 1.25rem;
  border-radius: 999px;
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  border: none;
  cursor: pointer;
  background: transparent;
  color: var(--slate-500);
  transition: all 0.3s;
  white-space: nowrap;
}
.tab-btn:hover { background: var(--slate-100); }
.tab-btn.active { background: var(--navy); color: var(--white); box-shadow: 0 4px 12px rgba(27,54,93,0.25); }
.tab-btn svg { flex-shrink: 0; }

.cap-panel {
  display: none;
  background: var(--white);
  border-radius: 1rem;
  box-shadow: 0 10px 40px rgba(0,0,0,0.08);
  border: 1px solid var(--slate-100);
  overflow: hidden;
  min-height: 500px;
  animation: fadeIn 0.4s ease;
}
.cap-panel.active { display: grid; grid-template-columns: 1fr 1fr; }
@media (max-width: 768px) { .cap-panel.active { grid-template-columns: 1fr; } }

.cap-body { padding: 3rem; display: flex; flex-direction: column; justify-content: center; }
.cap-body h3 { font-size: 2rem; color: var(--navy); margin-bottom: 1.5rem; }
.cap-body > p { color: var(--slate-600); line-height: 1.7; margin-bottom: 2rem; }

.cap-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem 1rem;
  margin-bottom: 2rem;
}
.cap-feature { display: flex; align-items: flex-start; gap: 0.5rem; }
.cap-feature svg { color: var(--emerald); flex-shrink: 0; margin-top: 0.125rem; }
.cap-feature span { font-size: 0.8125rem; color: var(--slate-700); line-height: 1.5; }

.cap-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(100px, 1fr));
  gap: 1rem;
  padding-top: 2rem;
  border-top: 1px solid var(--slate-100);
}
.cap-stat-val { font-family: 'Playfair Display', serif; font-size: 1.5rem; font-weight: 700; color: var(--navy); }
.cap-stat-lbl { font-size: 0.5625rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--slate-400); }

.cap-image { position: relative; min-height: 300px; }
.cap-image img {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  object-fit: cover;
}
.cap-image::after {
  content: '';
  position: absolute; inset: 0;
  background: rgba(27,54,93,0.08);
}

/* ===== COMPLIANCE ===== */
.compliance-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}
@media (max-width: 1024px) { .compliance-grid { grid-template-columns: 1fr 1fr; } }
.compliance-card {
  padding: 2rem;
  border: 1px solid var(--slate-100);
  text-align: center;
  transition: box-shadow 0.5s;
}
.compliance-card:hover { box-shadow: 0 10px 40px rgba(0,0,0,0.08); }
.compliance-card svg { color: var(--navy); margin: 0 auto 1rem; }
.compliance-card h4 { font-size: 1.25rem; color: var(--navy); margin-bottom: 0.5rem; }
.compliance-card p { font-size: 0.5625rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--slate-400); }

/* ===== WHY CHOOSE US ===== */
.why-list { display: flex; flex-direction: column; gap: 2rem; margin-top: 2rem; }
.why-item { display: flex; align-items: flex-start; gap: 1.5rem; }
.why-icon {
  padding: 0.75rem;
  background: var(--white);
  color: var(--navy);
  border-radius: 0.5rem;
  box-shadow: 0 1px 6px rgba(0,0,0,0.06);
  flex-shrink: 0;
}
.why-item h4 { font-size: 1.25rem; color: var(--navy); margin-bottom: 0.5rem; }
.why-item p { font-size: 0.875rem; color: var(--slate-500); line-height: 1.7; }

/* ===== ABOUT PAGE ===== */
.about-hero { padding: 7rem 0 4rem; background: var(--light); text-align: center; }
.about-hero h1 { font-size: clamp(3rem, 7vw, 5rem); font-weight: 700; color: var(--navy); line-height: 1.1; margin-bottom: 2rem; }
.about-hero h1 em { font-weight: 400; }
.about-hero p { font-size: 1.125rem; color: var(--slate-600); line-height: 1.8; max-width: 50rem; margin: 0 auto 1.5rem; }
.vm-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; }
@media (max-width: 768px) { .vm-grid { grid-template-columns: 1fr; gap: 3rem; } }
.vm-item h2 { font-size: 2.5rem; color: var(--navy); padding-bottom: 1rem; border-bottom: 1px solid rgba(27,54,93,0.1); margin-bottom: 1.5rem; }
.vm-item p { font-size: 1.0625rem; color: var(--slate-600); line-height: 1.8; }
.values-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 3rem; }
@media (max-width: 1024px) { .values-grid { grid-template-columns: 1fr; gap: 2rem; } }
.value-card { padding: 2.5rem; background: var(--white); border: 1px solid var(--slate-100); transition: border-color 0.5s; }
.value-card:hover { border-color: var(--navy); }
.value-card h4 { font-size: 1.5rem; color: var(--navy); margin-bottom: 1rem; }
.value-card p { font-size: 0.875rem; color: var(--slate-500); line-height: 1.7; }

/* ===== CONTACT PAGE ===== */
.contact-hero { padding: 7rem 0 5rem; background: var(--light); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; }
@media (max-width: 1024px) { .contact-grid { grid-template-columns: 1fr; gap: 3rem; } }
.contact-info h1 { font-size: clamp(2.5rem, 5vw, 4rem); font-weight: 700; color: var(--navy); line-height: 1.15; margin-bottom: 2.5rem; }
.contact-info h1 em { font-weight: 400; }
.contact-items { display: flex; flex-direction: column; gap: 2.5rem; }
.contact-item { display: flex; align-items: flex-start; gap: 1.5rem; }
.contact-item-icon { padding: 1rem; background: var(--light); color: var(--navy); flex-shrink: 0; }
.contact-item h4 { font-family: 'Playfair Display', serif; font-size: 1.25rem; font-weight: 700; color: var(--navy); margin-bottom: 0.5rem; }
.contact-item a, .contact-item p { color: var(--slate-500); line-height: 1.6; font-size: 0.9375rem; transition: color 0.3s; }
.contact-item a:hover { color: var(--navy); }
.contact-md-box {
  padding: 2rem;
  background: var(--light);
  border-left: 4px solid var(--navy);
  margin-top: 2.5rem;
}
.contact-md-box h4 { font-family: 'Playfair Display', serif; font-size: 1.25rem; color: var(--navy); margin-bottom: 0.5rem; }
.contact-md-box p { font-size: 0.6875rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: var(--slate-400); }
.bankers { margin-top: 4rem; }
.bankers h3 { font-size: 1.5rem; color: var(--navy); margin-bottom: 2rem; }
.bankers-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.banker h5 { font-weight: 700; color: var(--navy); margin-bottom: 0.25rem; }
.banker p { font-size: 0.875rem; color: var(--slate-500); }

/* ===== CONTACT FORM ===== */
.contact-form-wrap {
  background: var(--white);
  padding: 2.5rem 4rem;
  border: 1px solid var(--slate-100);
  box-shadow: 0 1px 8px rgba(0,0,0,0.04);
}
@media (max-width: 640px) { .contact-form-wrap { padding: 2rem 1.5rem; } }
.contact-form-wrap h3 { font-size: 1.5rem; color: var(--navy); margin-bottom: 2rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }
@media (max-width: 640px) { .form-row { grid-template-columns: 1fr; } }
.form-group { display: flex; flex-direction: column; gap: 0.5rem; margin-bottom: 1.5rem; }
.form-group label {
  font-family: 'Inter', sans-serif;
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--slate-400);
}
.form-group input,
.form-group textarea {
  width: 100%;
  background: var(--white);
  border: 1px solid var(--slate-200);
  padding: 0.75rem 1rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.9375rem;
  color: var(--slate-900);
  outline: none;
  transition: border-color 0.3s;
  resize: none;
}
.form-group input:focus,
.form-group textarea:focus { border-color: var(--navy); }
.form-group textarea { min-height: 9rem; }
.btn-submit {
  width: 100%;
  display: flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 0.875rem 2rem;
  background: var(--navy);
  color: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.625rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  transition: background 0.3s;
}
.btn-submit:hover { background: var(--accent); }

/* ===== MAP ===== */
.map-section { height: 500px; }
.map-section iframe { width: 100%; height: 100%; border: 0; display: block; }

/* ===== ANIMATIONS ===== */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ===== MISC ===== */
.intro-img-wrap { position: relative; }
.intro-img-wrap img { width: 100%; aspect-ratio: 4/3; object-fit: cover; border-radius: 2px; box-shadow: 0 25px 50px -12px rgba(0,0,0,0.25); }
.intro-img-wrap::after {
  content: '';
  position: absolute;
  bottom: -1.5rem; right: -1.5rem;
  width: 8rem; height: 8rem;
  background: rgba(27,54,93,0.04);
  border-radius: 50%;
  z-index: -1;
}
